Powered by
Emergency Housing Response Nationwide·(214) 493-1515
August 2026 Storms · Indiana

A Trailer on Your Lot in Indianapolis After the August Storms

If your home in Indianapolis, Carmel, Fishers, Noblesville, Greenfield, Anderson, Martinsville, and rural Hamilton, Hancock, Madison, and Morgan counties is not livable after the August storms, you may be able to stay on your own property while it is repaired. We deliver a furnished travel trailer to your driveway or yard, set it up, have it connected, and service it for the whole stay. When a carrier approves the trailer, we can bill the carrier directly.

Local rules. Indianapolis allows one RV stay of up to 15 days a year and Carmel, Fishers, and Noblesville bar living in a parked RV; Greenfield and unincorporated Morgan County have the closest thing to a path, through a temporary permit. Each rule is linked to its official source below.

Housing a crew? Every code we found here allows construction trailers or offices on a job site, and none of them lets a crew live there. Crew rules and housing

The August storms and Marion, Hamilton, Hancock, Madison, and Morgan counties

FEMA lists Marion County, Hamilton County, Hancock County, Madison County, and Morgan County under Individual Assistance for this disaster. Households there apply for FEMA help at DisasterAssistance.gov; FEMA set October 25, 2026 as the deadline to apply in Indiana. For Marion, Hamilton, Hancock, Madison, and Morgan counties, official updates come from the Marion County Emergency Management (MESA), Hamilton County Emergency Management, Hancock County Homeland Security (Emergency Management), Madison County Emergency Management & Office of Homeland Security, Morgan County Emergency Management Agency, and Indiana Department of Homeland Security.

Storm facts

  • Indiana. On August 13, 2026, Governor Braun signed Executive Order 26-21, declaring a statewide disaster emergency for 30 days due to flooding, severe weather, tornadic activity, and a derecho that began August 11, 2026. Indiana Executive Order 26-21
  • Federal, Indiana. On August 25, 2026, FEMA listed a major disaster declaration for Indiana, DR-4933-IN, for severe storms, straight-line winds, tornadoes, and flooding from August 11 to 24, 2026, and on September 25, 2026 it added Cass, Pike, and Putnam counties for Individual Assistance. As of October 17, 2026, its designated areas page named 24 counties under Individual Assistance, the FEMA program that pays households directly: Carroll, Cass, Dearborn, Decatur, Delaware, Fayette, Franklin, Hamilton, Hancock, Henry, LaPorte, Lake, Madison, Marion, Morgan, Pike, Porter, Pulaski, Putnam, Randolph, Rush, Tipton, Union, and Wayne. FEMA, Indiana Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4933-IN), designated areas
  • Deadline to apply, Indiana. In its September 25, 2026 news release, FEMA said the deadline to apply for FEMA Individual Assistance in Indiana is October 25, 2026. FEMA news release DR-4933-IN NR 05, September 25, 2026
  • Weather, Indiana. NWS Indianapolis says a wet pattern from August 11 to 17, 2026 brought over a foot of rain to some parts of central Indiana, and that the White River at Anderson and Noblesville set record crests, breaking records from 1913. National Weather Service Indianapolis, Record Flooding of August 2026

Checked against the sources above as of . For current information, go to the source.

Recovery status as of October 17, 2026

What the official county, city, state, and FEMA pages stated when we read them. Each line carries its date and links its source.

  • October 17, 2026. FEMA, SBA and outreach staff were scheduled at the Broad Ripple Farmers Market in Indianapolis (9 a.m. to noon) and at Lowe's, 3425 S. Scatterfield Rd., Anderson (10 a.m. to 1 p.m.). Source: Indiana Department of Homeland Security
  • October 16, 2026. In Madison County, FEMA help was offered at the Anderson Public Library (111 E. 12th St.) and at Zion Baptist Church in Anderson. FEMA lists the Zion Baptist Church site as permanently closed at the close of business on October 16. Source: FEMA
  • September 24, 2026. Hamilton County said demolition of the Hazel Dell Parkway bridge south of 106th Street would start September 28, with the contract requiring completion by October 30. Source: Hamilton County
  • September 4, 2026. Indianapolis DBNS mailed substantial damage determination notices to properties in mapped floodplains. Owners should contact flood@indy.gov or 317-327-8088 before starting repairs. Source: City of Indianapolis, DBNS Flood Damage & Repairs FAQ
  • September 3, 2026. Hamilton County's housing FAQ says displaced residents register through Indiana 211 and may choose IHCDA rental assistance or a hotel stay of up to 30 days. Source: Hamilton County Emergency Operations
  • August 31, 2026. Indy DPW contracted the emergency repair of the River Rd./Brandt Rd. washout, with repairs expected to be complete by the end of 2026. Source: City of Indianapolis, Department of Public Works

Not stated on an official page. Anything not listed here was not stated on an official page we read. Ask the county emergency management agency for the latest.

A trailer on your own lot in Marion, Hamilton, Hancock, Madison, and Morgan counties

Whether a trailer can stay on your lot is decided by your city or town, or by the county or township outside city limits, and by your HOA if you have one. Here is what each one’s own code or official page says, in short. Our parent brand covers the residential RV rules for Indianapolis and central Indiana in detail.

  • Indianapolis / Marion County. The consolidated zoning code says a parked RV may not be used for living, sleeping or housekeeping for more than one stay of up to 15 days per calendar year. No storm or rebuilding exception was found. Ask the city before anyone moves in. Source: Indianapolis-Marion County Code, Sec. 743-306.AA
  • City of Carmel. Carmel's development ordinance says a parked or stored RV may not be lived in. The only allowance found is for a visiting RV in a front yard or driveway for up to 10 days a month, and no storm or rebuilding exception was found. Ask the city before anyone moves in. Source: Carmel Unified Development Ordinance, Sec. 5.34 (RV-01)
  • City of Fishers. Fishers' development ordinance says an RV shall not be used as living quarters, and a parked or stored RV on a home lot may never be used for living or sleeping. No storm or rebuilding exception was found. Ask the city before anyone moves in. Source: Fishers Unified Development Ordinance, Sec. 6.10.2.A.5 and Sec. 12.2
  • City of Noblesville. Noblesville's development ordinance says a parked or stored RV may not be used for living or sleeping, except one visiting RV for up to 10 days in a row and 14 days a year. No storm or rebuilding exception was found. Ask the city before anyone moves in. Source: Noblesville Unified Development Ordinance, Art. 9, Part B, Sec. 4.J
  • Unincorporated Hamilton County. No official page we could find states a rule. Check with the city or county before delivery.
  • City of Greenfield. Greenfield's development ordinance does not directly say whether a family may live in an RV on its own lot. It does let an RV be parked temporarily, with a temporary certificate of occupancy, as part of a program run by a unit of government or another temporary use the Board of Zoning Appeals approves. Ask the planning office before anyone moves in. Source: Greenfield Unified Development Ordinance, Sec. 155.036(3)(D)
  • Unincorporated Hancock County. In residentially zoned major subdivisions, the county development ordinance says an RV may not be used for living or sleeping, except one visiting RV for up to 30 days in any three months. No rule was found for other rural lots, and no storm or rebuilding exception was found. Ask the county planning office before anyone moves in. Source: Hancock County Unified Development Ordinance (effective Oct. 10, 2026), Sec. 6.7.B.5.c
  • City of Anderson. Anderson's zoning code allows an RV as a temporary residence on a residential lot only when the lot has an existing, occupied home, for up to 30 days in a row and 60 days a year. An RV used as a residence on a lot without an occupied home may be tagged and removed, and no storm or rebuilding exception was found. Ask the city before anyone moves in. Source: Anderson Code of Ordinances, Sec. 160.03 (Recreational vehicle)
  • Unincorporated Madison County. In the R1 and R2 residential districts, the county land use code says an RV may never be used for overnight sleeping or living. No rule was found for farm-zoned lots, and no storm or rebuilding exception was found. Ask the county planning office before anyone moves in. Source: Madison County Land Use & Development Code, Sec. 6.11 (PK-06)
  • City of Martinsville. Martinsville's zoning code says using a travel trailer or camper as a home for more than 14 days in a calendar year is not allowed unless the zoning district specifically permits it. No storm or rebuilding exception was found. Ask the city before anyone moves in. Source: Martinsville Code of Ordinances, Sec. 94-31
  • Unincorporated Morgan County. The county development ordinance says an RV may not be used as a home outside an approved campground or RV park. It does allow an RV while a single-family home is being built on the same parcel, with a temporary use permit and a building permit (ILP), for one year plus one six-month renewal, for the owner only. It does not say whether repairing a damaged home counts, so ask the county planning office first. Source: Morgan County Unified Development Ordinance, Ch. 4.C.9.h

If insurance may pay for your housing

That depends on your policy and your adjuster. When a carrier approves the trailer, we can bill the carrier directly, so you are not fronting the cost. Our parent brand explains the claim side on 1st Choice Living’s Indianapolis and central Indiana page. Once the placement is arranged, the trailer, delivery, and service are ours.

Repairs that run into winter

Every size arrives furnished, with real beds, a full kitchen, a bathroom with a shower, and heat and air conditioning. If the work on the house runs into the cold months, read winter care and freeze protection before the first hard freeze. More on a trailer on your property while you rebuild.

Already working with a temporary housing company?

We work with any temporary housing company. If one is handling your housing, ask them to place you with Temporary RV Living, or with our parent brand, 1st Choice Living, for a trailer on your own lot in Marion, Hamilton, Hancock, Madison, and Morgan counties. They send us the placement, and we deliver, set up, and service the trailer.

Crew trailers on a job site in Marion, Hamilton, Hancock, Madison, and Morgan counties

For restoration, roofing, tree, utility, and response crews working in Indianapolis, Carmel, Fishers, Noblesville, Greenfield, Anderson, Martinsville, and rural Hamilton, Hancock, Madison, and Morgan counties. Bring the housing to the work. We deliver travel trailers to the site, or as close as the ground allows, and set up and connect them the same way we do in a driveway. A two-person crew fits one trailer. A full crew takes a cluster, and the Workforce Bunkhouse sleeps six or more per trailer, with a kitchen and a bathroom the crew shares. One point of contact runs the placement, it lands on one invoice billed directly to the company, and we handle the LOA, COI, and compliance paperwork your office or your client requires.

What the local codes say about trailers on a job site

  • Indianapolis / Marion County. The zoning code allows temporary construction trailers and offices under a temporary Improvement Location Permit for up to 18 months, with a possible 180-day extension. Sleeping quarters are not part of that use, and parked RVs fall under the 15-day yearly limit. Source: Indianapolis-Marion County Code, Sec. 743-306.KK
  • City of Carmel. Carmel allows temporary construction facilities, meaning construction offices, storage units and sales facilities, with a temporary use permit for up to 18 months at a time. Living quarters are not on that list, and parked RVs may not be used for habitation. Source: Carmel Unified Development Ordinance, Sec. 5.41 (TU-01)
  • City of Fishers. Fishers allows a construction trailer on the site being developed with a Temporary Use Permit, for up to 48 months, and it must pass inspections and get a Certificate of Occupancy first. Nothing found lets workers live in it, and the code says an RV shall not be used as living quarters. Source: Fishers Unified Development Ordinance, Sec. 5.8.2.A
  • City of Noblesville. Noblesville allows a temporary construction office or yard with a Temporary Use Permit for as long as the building permit, up to 18 months, for construction activity only. Any unlisted temporary use longer than 7 days needs Board of Zoning Appeals review, and no rule allowing crews to live on site was found. Source: Noblesville Unified Development Ordinance, Art. 9, Part G, Sec. 3 and Sec. 5
  • Unincorporated Hamilton County. The county development ordinance limits a temporary structure, including a vehicle or trailer, to 6 months. It does not say whether workers may sleep in one, so ask the Hamilton County Plan Commission. Source: Hamilton County Unified Development Ordinance, Art. 02 (Temporary structure)
  • City of Greenfield. Greenfield allows a construction trailer as a temporary office at the site, used only by people supervising the construction, with a temporary permit of up to 18 months tied to a valid building permit. Nothing found lets workers live in it. Source: Greenfield Unified Development Ordinance, Sec. 155.051(7)(F)-(G)
  • Unincorporated Hancock County. The county development ordinance allows construction trailers as temporary structures during construction, with an Improvement Location Permit, and temporary structures generally for up to two years. It does not mention anyone sleeping in them. Source: Hancock County Unified Development Ordinance (effective Oct. 10, 2026), Sec. 3.11.B
  • City of Anderson. Anderson's zoning code says an RV may not be used as a temporary residence or for camping on commercial or industrial property, other than a public camp, for any length of time. No construction-site or worker exception was found. Source: Anderson Code of Ordinances, Sec. 160.03 (Recreational vehicle)
  • Unincorporated Madison County. The county land use code allows construction trailers as temporary structures for up to 12 months in any 5-year period per lot. It does not mention sleeping in them, and in the R1 and R2 districts an RV may never be used for overnight sleeping or living. Source: Madison County Land Use & Development Code, Sec. 6.24 (TU-02.D)
  • City of Martinsville. Martinsville's 14-day yearly limit on using a travel trailer, camper or similar structure as a dwelling applies on any lot unless the district specifically permits it. No construction-site or worker exception was found. Source: Martinsville Code of Ordinances, Sec. 94-5 (Dwelling)
  • Unincorporated Morgan County. The county development ordinance allows temporary construction trailers on a project site in a non-residential district for security, storage or office space, with a Temporary Use Permit for 12 months plus up to two six-month renewals. Its definitions also mention a trailer used as a watchman's shelter during construction, but no rule letting work crews live in RVs was found. Source: Morgan County Unified Development Ordinance, Ch. 4.C.9.f

No code we found in these five counties lets a crew live in trailers on a job site. Ask the planning office for the site before delivery, with the address and how long the crew expects to stay; the trailers can also go on land zoned for them nearby. More on crew housing.

Power, water, and sewer for a trailer in Marion, Hamilton, Hancock, Madison, and Morgan counties

Water, sewer or septic, and electrical connections are completed by licensed, insured contractors from our preferred vendor network, so you do not hire an electrician or a plumber. We look at how far the trailer will sit from the water, sewer, and power it will use, and confirm the site with you on the call before the trailer rolls.

Electric service in Marion, Hamilton, Hancock, Madison, and Morgan counties comes from the utilities below. Each posts its own outage updates.

Septic: In Morgan County, the development ordinance says an RV used while a home is being built on the same parcel must use the same address, water supply and sewage system as the home under construction. No county health department rule on hooking an RV to a septic system was found for Marion, Hamilton, Hancock or Madison counties, so call the county health department before connecting. Source: Morgan County Unified Development Ordinance, Ch. 4.C.9.h.ii(3)

Permit offices and emergency management in Marion, Hamilton, Hancock, Madison, and Morgan counties

Call the office for the city or town where the trailer will sit, or the county or township office outside city limits. Ask whether a travel trailer may be used there, for how long, and which permits the hookups need.

What we need to start

  • The address where the trailer will sit
  • When you need it, and who is moving in: your household, pets included, or the crew head count
  • What the site has: a route in, firm ground close to level, and where the water, sewer or septic, and power are
  • For a company: in the form, choose “I am arranging it for someone else,” then “Employer housing a crew” or “Contractor or restoration”
  • Any approval the city, county, township, or HOA has given, or the office you have been working with

Answer a few questions in the request form and a rep calls you back with a written quote, or call (214) 493-1515.

Questions about trailers in Marion, Hamilton, Hancock, Madison, and Morgan counties

Can I live in a travel trailer on my lot in Indianapolis while my house is repaired?

Not for long under the code we found. The Indianapolis and Marion County zoning code says a parked RV may not be used for living, sleeping, or housekeeping for more than one stay of up to 15 days per calendar year, and it has no storm or rebuilding exception. If your property is in a mapped floodplain, Indianapolis also asks owners to contact its flood team before starting repairs. Ask the city before anyone moves in.

What about Carmel, Fishers, and Noblesville?

All three development ordinances bar living or sleeping in a parked RV. Carmel allows a visiting RV for up to 10 days a month, and Noblesville allows one visiting RV for up to 10 days in a row and 14 days a year. None has a storm or rebuilding exception, so ask the city before anyone moves in.

Is there any path for a trailer on my lot in Greenfield or Morgan County?

Greenfield's development ordinance lets an RV be parked temporarily, with a temporary certificate of occupancy, as part of a program run by a unit of government or another temporary use the Board of Zoning Appeals approves. Unincorporated Morgan County allows an RV while a single-family home is built on the same parcel, with a temporary use permit and a building permit, but it does not say whether repairing a damaged home counts. Ask the planning office in either place first.

Can a restoration crew stay in travel trailers on a job site around Indianapolis?

Not under any code we found. Indianapolis, Carmel, Fishers, Noblesville, Greenfield, and the counties allow construction trailers or offices on a job site, and none of them lets workers live in them; Anderson bars using an RV as a residence on commercial or industrial property. Ask the planning office for the site before delivery.

Do you deliver travel trailers to Indianapolis and central Indiana?

We deliver, set up, and service trailers nationwide, and have since 2004. Put the address in the request form and we confirm the site with you on the call.

Sources

Official pages and official code hosts, checked October 17, 2026. Rules can change after a storm; the office that wrote the rule has the final word.

  1. Indiana Executive Order 26-21
  2. FEMA, Indiana Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4933-IN), designated areas
  3. FEMA news release DR-4933-IN NR 05, September 25, 2026
  4. National Weather Service Indianapolis, Record Flooding of August 2026
  5. Indiana Department of Homeland Security
  6. FEMA
  7. Hamilton County
  8. City of Indianapolis, DBNS Flood Damage & Repairs FAQ
  9. Hamilton County Emergency Operations
  10. City of Indianapolis, Department of Public Works
  11. Indianapolis-Marion County Code, Sec. 743-306.AA
  12. Carmel Unified Development Ordinance, Sec. 5.34 (RV-01)
  13. Fishers Unified Development Ordinance, Sec. 6.10.2.A.5 and Sec. 12.2
  14. Noblesville Unified Development Ordinance, Art. 9, Part B, Sec. 4.J
  15. Greenfield Unified Development Ordinance, Sec. 155.036(3)(D)
  16. Hancock County Unified Development Ordinance (effective Oct. 10, 2026), Sec. 6.7.B.5.c
  17. Anderson Code of Ordinances, Sec. 160.03 (Recreational vehicle)
  18. Madison County Land Use & Development Code, Sec. 6.11 (PK-06)
  19. Martinsville Code of Ordinances, Sec. 94-31
  20. Morgan County Unified Development Ordinance, Ch. 4.C.9.h
  21. Fishers Unified Development Ordinance, Sec. 5.8.2.A
  22. Noblesville Unified Development Ordinance, Art. 9, Part G, Sec. 3 and Sec. 5
  23. Hamilton County Unified Development Ordinance, Art. 02 (Temporary structure)
  24. Madison County Land Use & Development Code, Sec. 6.24 (TU-02.D)
  25. Martinsville Code of Ordinances, Sec. 94-5 (Dwelling)
  26. AES Indiana service area description, effective July 27, 2026
  27. IURC Electric Service Territories map (IndianaMap)
  28. NineStar Connect service areas
  29. City of Anderson, Light & Power
A Forest River Wildcat fifth-wheel trailer set up on grass with its slide-outs open and steps down

Tell us where the trailer needs to be

For your family or a crew, answer a few questions and a rep calls you back with a written quote.