Powered by
Emergency Housing Response Nationwide·(214) 493-1515
August 2026 Storms · Indiana

A Trailer on Your Lot in East Central Indiana After the August Storms

If your home in Muncie, New Castle, Winchester, Richmond, Connersville, Liberty, Rushville, and rural east central Indiana is not livable after the August storms, you may be able to stay on your own property while it is repaired. We deliver a furnished travel trailer to your driveway or yard, set it up, have it connected, and service it for the whole stay. When a carrier approves the trailer, we can bill the carrier directly.

Local rules. No code we found here lets a family live in a travel trailer on the lot during repairs; Henry, Delaware, and Union counties allow a temporary mobile home instead, and Randolph and Wayne counties leave it to the Board of Zoning Appeals. Each rule is linked to its official source below.

Housing a crew? Muncie, Delaware County, Union County, and Fayette County allow a mobile home as caretaker or security quarters on a job site; none of the codes lists travel trailers for crews. Crew rules and housing

The August storms and Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties

FEMA lists Delaware County, Henry County, Randolph County, Wayne County, Fayette County, Union County, and Rush County under Individual Assistance for this disaster. Households there apply for FEMA help at DisasterAssistance.gov; FEMA set October 25, 2026 as the deadline to apply in Indiana. For Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties, official updates come from the Delaware County Emergency Management Agency, Henry County Office of Emergency Management, Randolph County Homeland Security and Emergency Management, Wayne County Emergency Management Agency, Fayette County Emergency Management, Union County Emergency Management, Rush County Emergency Management Agency, and Indiana Department of Homeland Security.

Storm facts

  • Indiana. On August 13, 2026, Governor Braun signed Executive Order 26-21, declaring a statewide disaster emergency for 30 days due to flooding, severe weather, tornadic activity, and a derecho that began August 11, 2026. Indiana Executive Order 26-21
  • Federal, Indiana. On August 25, 2026, FEMA listed a major disaster declaration for Indiana, DR-4933-IN, for severe storms, straight-line winds, tornadoes, and flooding from August 11 to 24, 2026, and on September 25, 2026 it added Cass, Pike, and Putnam counties for Individual Assistance. As of October 17, 2026, its designated areas page named 24 counties under Individual Assistance, the FEMA program that pays households directly: Carroll, Cass, Dearborn, Decatur, Delaware, Fayette, Franklin, Hamilton, Hancock, Henry, LaPorte, Lake, Madison, Marion, Morgan, Pike, Porter, Pulaski, Putnam, Randolph, Rush, Tipton, Union, and Wayne. FEMA, Indiana Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4933-IN), designated areas
  • Deadline to apply, Indiana. In its September 25, 2026 news release, FEMA said the deadline to apply for FEMA Individual Assistance in Indiana is October 25, 2026. FEMA news release DR-4933-IN NR 05, September 25, 2026
  • Weather, Indiana. NWS Indianapolis says a wet pattern from August 11 to 17, 2026 brought over a foot of rain to some parts of central Indiana, and that the White River at Anderson and Noblesville set record crests, breaking records from 1913. National Weather Service Indianapolis, Record Flooding of August 2026

Checked against the sources above as of . For current information, go to the source.

Recovery status as of October 17, 2026

What the official county, city, state, and FEMA pages stated when we read them. Each line carries its date and links its source.

  • October 17, 2026. FEMA, SBA and state outreach teams are at the Minnetrista Farmers Market in Muncie (9 a.m. to noon), Boo Bash on Broad in New Castle (2 to 5 p.m.) and the Richmond Farmers Market (9 a.m. to noon) to help with applications. Source: Indiana Department of Homeland Security, August 2026 Disaster Hub
  • October 15, 2026. Delaware County notice: people who received or asked for FEMA housing help may get a follow-up call from Tidal Basin, working on behalf of FEMA, about temporary and longer-term housing. Source: Delaware County, IN
  • October 13, 2026. Delaware County notice: Disaster Unemployment Assistance applications are open for residents of the declared counties and must be filed by Oct. 27. Source: Delaware County, IN
  • October 2, 2026. Delaware County Assessor notice on reassessment of property destroyed in the disaster. Source: Delaware County Assessor
  • September 21, 2026. Connersville Common Council agenda includes Resolution 2026-26, waiving utility late fees and writing off utility balances for properties affected by the flood. Source: City of Connersville
  • August 26, 2026. Wayne County EMA: FEMA Individual Assistance approved for Wayne County residents; apply at disasterassistance.gov or 1-800-621-3362 by Oct. 25, 2026. Source: Wayne County Emergency Management Agency

Not stated on an official page. Anything not listed here was not stated on an official page we read. Ask the county emergency management agency for the latest.

A trailer on your own lot in Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties

Whether a trailer can stay on your lot is decided by your city or town, or by the county or township outside city limits, and by your HOA if you have one. Here is what each one’s own code or official page says, in short. Our parent brand covers the residential RV rules for East central Indiana in detail.

  • City of Muncie. The city zoning code says recreational vehicles should be occupied only in RV parks, and it has no storm or rebuilding exception for travel trailers. A mobile home (not an RV) can be used as a temporary residence on the lot while a new house is built, but only with a Board of Zoning Appeals variance and a building permit. Ask the Delaware-Muncie Metropolitan Plan Commission before anyone moves in. Source: City of Muncie Comprehensive Zoning Ordinance, Art. XXXIII (Definitions, No. 115) and Art. IX, Sec. 5(B)
  • Delaware County (unincorporated). The county zoning code says recreational vehicles shall be occupied only in RV parks. It does allow a mobile or manufactured home (not a travel trailer) on the lot as a temporary residence while a house is built, remodeled or repaired, with a temporary use permit for up to one year. Ask the Delaware-Muncie Metropolitan Plan Commission before anyone moves into an RV. Source: Delaware County Comprehensive Zoning Ordinance, Art. XXXIII (Definitions, No. 99) and Art. IX, Sec. 5(B)
  • City of New Castle. The city's development ordinance says an RV may not be used as a permanent residence outside an approved campground or RV park, and short recreational stays are allowed only if the RV is not hooked to permanent utilities. No storm or rebuilding exception was found. Ask the New Castle Building Commission before anyone moves in. Source: New Castle Unified Development Ordinance, Sec. 4.8(M)
  • Henry County (unincorporated). The county code lets the zoning administrator permit a mobile home for up to 12 months on the same property as a house that is being repaired or rebuilt after a family loses its home, with Planning Commission approval. The code does not say whether a travel trailer qualifies. Ask the Henry County Planning Department before anyone moves in. Source: Henry County Development Code, Title 1 Zoning, Sec. 10.4(A) Emergency Occupation
  • City of Winchester and Randolph County. The county-wide zoning ordinance, which also covers Winchester, has no section on living in a travel trailer while a home is repaired. The Board of Zoning Appeals can grant a temporary, revocable permit for a use the district does not normally allow, for up to 12 months. Ask the Randolph County Area Planning office before anyone moves in. Source: Unified Zoning Ordinance of Randolph County (March 2026), Art. XVIII, para. 7(b)
  • City of Richmond. The city code says a recreational vehicle shall not be used as living quarters, and a stored RV may not be occupied for living or sleeping. No storm or rebuilding exception was found. Ask the city Department of Infrastructure and Development before anyone moves in. Source: Richmond Unified Development Code, Secs. 165.003 (Definitions) and 165.281(A)(3)(c)
  • Wayne County (unincorporated). The county zoning code has no section on living in a travel trailer while a home is repaired. A mobile home for emergency or temporary use is listed only as a special exception that the Board of Zoning Appeals must approve. Ask Wayne County Planning and Zoning before anyone moves in. Source: Wayne County Code, Sec. 156.509 Special Exceptions
  • City of Connersville and Fayette County. The joint Fayette County and Connersville zoning code says a parked or stored recreational vehicle may not be used for living or sleeping, except a visiting RV for up to seven days. The published code has no storm exception. Ask Fayette County Area Planning whether a flood-recovery RV permit is now available before anyone moves in. Source: Connersville Code, Ch. 153 Area Zoning Code (Fayette County and Connersville), Sec. 153.33(A)(13)(d)
  • Town of Liberty and Union County. The county zoning ordinance, which also covers Liberty, lets a mobile or manufactured home (not a travel trailer) serve as a temporary residence on the lot while a house is repaired, in the unincorporated county, with a temporary use permit for up to one year. No rule allowing people to live in an RV on a home lot was found. Ask the Union County Area Plan Commission before anyone moves in. Source: Union County Zoning Ordinance, Art. IV, Sec. 1(A)(17)(b) Temporary Placement
  • City of Rushville. The city zoning ordinance says recreational vehicles shall not be connected to water, gas or sewer and shall not be used for living or housekeeping. No storm or rebuilding exception was found. Ask Rushville Planning and Zoning before anyone moves in. Source: City of Rushville Zoning Ordinance (amended through 10-4-2022), Art. VII(E)(3)
  • Rush County (unincorporated). The county development ordinance says parked or stored RVs in its Rural Centers cannot be used for living or sleeping and cannot be hooked to gas, water or sewer. It has no storm or rebuilding exception, and it does not address RV living on farm or rural lots. Ask Rush County Planning and Zoning before anyone moves in. Source: Rush County Unified Development Ordinance (adopted April 6, 2026), Sec. 6.7(B)(2)

Fayette County: the published joint Fayette County and Connersville code bars living in a parked RV except a visit of up to seven days. Ask Fayette County Area Planning whether a flood-recovery RV permit has since been adopted; we found no official text of one.

If insurance may pay for your housing

That depends on your policy and your adjuster. When a carrier approves the trailer, we can bill the carrier directly, so you are not fronting the cost. Our parent brand explains the claim side on 1st Choice Living’s East central Indiana page. Once the placement is arranged, the trailer, delivery, and service are ours.

Repairs that run into winter

Every size arrives furnished, with real beds, a full kitchen, a bathroom with a shower, and heat and air conditioning. If the work on the house runs into the cold months, read winter care and freeze protection before the first hard freeze. More on a trailer on your property while you rebuild.

Already working with a temporary housing company?

We work with any temporary housing company. If one is handling your housing, ask them to place you with Temporary RV Living, or with our parent brand, 1st Choice Living, for a trailer on your own lot in Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties. They send us the placement, and we deliver, set up, and service the trailer.

Crew trailers on a job site in Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties

For restoration, roofing, tree, utility, and response crews working in Muncie, New Castle, Winchester, Richmond, Connersville, Liberty, Rushville, and rural east central Indiana. Bring the housing to the work. We deliver travel trailers to the site, or as close as the ground allows, and set up and connect them the same way we do in a driveway. A two-person crew fits one trailer. A full crew takes a cluster, and the Workforce Bunkhouse sleeps six or more per trailer, with a kitchen and a bathroom the crew shares. One point of contact runs the placement, it lands on one invoice billed directly to the company, and we handle the LOA, COI, and compliance paperwork your office or your client requires.

What the local codes say about trailers on a job site

No code we found here lets a crew live in travel trailers on a job site. Ask the planning office for the site before delivery, with the address and how long the crew expects to stay; the trailers can also go on land zoned for them nearby. More on crew housing.

Power, water, and sewer for a trailer in Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties

Water, sewer or septic, and electrical connections are completed by licensed, insured contractors from our preferred vendor network, so you do not hire an electrician or a plumber. We look at how far the trailer will sit from the water, sewer, and power it will use, and confirm the site with you on the call before the trailer rolls.

Electric service in Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties comes from the utilities below. Each posts its own outage updates.

Septic: Indiana's residential onsite sewage rule defines a dwelling as any place used for seasonal or permanent habitation or sleeping, and requires a written permit from the local health officer before an existing onsite system is added to or altered. We found no county rule written for hooking a trailer to a home's septic system, so call the county health department before connecting. Source: Indiana Administrative Code 410 IAC 6-8.3 (residential onsite sewage systems)

What we need to start

  • The address where the trailer will sit
  • When you need it, and who is moving in: your household, pets included, or the crew head count
  • What the site has: a route in, firm ground close to level, and where the water, sewer or septic, and power are
  • For a company: in the form, choose “I am arranging it for someone else,” then “Employer housing a crew” or “Contractor or restoration”
  • Any approval the city, county, township, or HOA has given, or the office you have been working with

Answer a few questions in the request form and a rep calls you back with a written quote, or call (214) 493-1515.

Questions about trailers in Delaware, Henry, Randolph, Wayne, Fayette, Union, and Rush counties

Can I live in a travel trailer on my lot in Muncie or Delaware County while my house is repaired?

Not in a travel trailer under the codes we found: both the Muncie and Delaware County zoning codes say recreational vehicles should be occupied only in RV parks. Delaware County does allow a mobile or manufactured home on the lot as a temporary residence while a house is built, remodeled, or repaired, with a temporary use permit for up to one year. Ask the Delaware-Muncie Metropolitan Plan Commission before anyone moves in.

What about Richmond, New Castle, and Rushville?

Richmond's code says a recreational vehicle shall not be used as living quarters, New Castle bars using an RV as a permanent residence outside a campground or RV park, and Rushville says RVs shall not be used for living or housekeeping. None has a storm or rebuilding exception, so ask the city before anyone moves in.

Is there any path in Henry, Randolph, or Wayne County?

Henry County lets the zoning administrator permit a mobile home for up to 12 months on the property of a house being repaired or rebuilt, with Planning Commission approval, but does not say whether a travel trailer qualifies. In Randolph County, including Winchester, the Board of Zoning Appeals can grant a temporary, revocable permit for up to 12 months, and Wayne County lists an emergency mobile home only as a special exception. Ask the county planning office first.

Can a restoration crew stay in travel trailers on a job site here?

Not under any code we found. Muncie, Delaware County, and Union County allow a mobile home as caretaker's quarters or a construction office on a job site, and Fayette County's Board of Zoning Appeals may permit a mobile home for security for up to 18 months, but none lists travel trailers for crews. Ask the planning office for the site before delivery.

Do you deliver travel trailers to east central Indiana?

We deliver, set up, and service trailers nationwide, and have since 2004. Put the address in the request form and we confirm the site with you on the call.

Sources

Official pages and official code hosts, checked October 17, 2026. Rules can change after a storm; the office that wrote the rule has the final word.

  1. Indiana Executive Order 26-21
  2. FEMA, Indiana Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4933-IN), designated areas
  3. FEMA news release DR-4933-IN NR 05, September 25, 2026
  4. National Weather Service Indianapolis, Record Flooding of August 2026
  5. Indiana Department of Homeland Security, August 2026 Disaster Hub
  6. Delaware County, IN
  7. Delaware County, IN
  8. Delaware County Assessor
  9. City of Connersville
  10. Wayne County Emergency Management Agency
  11. City of Muncie Comprehensive Zoning Ordinance, Art. XXXIII (Definitions, No. 115) and Art. IX, Sec. 5(B)
  12. Delaware County Comprehensive Zoning Ordinance, Art. XXXIII (Definitions, No. 99) and Art. IX, Sec. 5(B)
  13. New Castle Unified Development Ordinance, Sec. 4.8(M)
  14. Henry County Development Code, Title 1 Zoning, Sec. 10.4(A) Emergency Occupation
  15. Unified Zoning Ordinance of Randolph County (March 2026), Art. XVIII, para. 7(b)
  16. Richmond Unified Development Code, Secs. 165.003 (Definitions) and 165.281(A)(3)(c)
  17. Wayne County Code, Sec. 156.509 Special Exceptions
  18. Connersville Code, Ch. 153 Area Zoning Code (Fayette County and Connersville), Sec. 153.33(A)(13)(d)
  19. Union County Zoning Ordinance, Art. IV, Sec. 1(A)(17)(b) Temporary Placement
  20. City of Rushville Zoning Ordinance (amended through 10-4-2022), Art. VII(E)(3)
  21. Rush County Unified Development Ordinance (adopted April 6, 2026), Sec. 6.7(B)(2)
  22. Richmond Unified Development Code, Sec. 165.262(A)(4)(a)
  23. Connersville Code, Ch. 153 Area Zoning Code (Fayette County and Connersville), Sec. 153.34(C)(10)-(11)
  24. Indiana Administrative Code 410 IAC 6-8.3 (residential onsite sewage systems)
  25. I&M Indiana tariff, Sheets 2 to 2.3, Localities Where Electric Service Is Available
  26. IURC Order, Cause No. 46430 (Duke Energy Indiana and Henry County REMC, Henry County), Aug. 26, 2026
  27. RP&L Governance page
  28. About Whitewater Valley REMC
  29. RushShelby Energy home page, About Us
A Forest River Wildcat fifth-wheel trailer set up on grass with its slide-outs open and steps down

Tell us where the trailer needs to be

For your family or a crew, answer a few questions and a rep calls you back with a written quote.