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Travel trailer set up on blocks beside a barn, with the delivery truck parked behind it
November 2026 Flooding · Georgia and Tennessee

A Trailer on Your Property After the Georgia and Tennessee Flood

If the November flood left your home in north Georgia or Polk County, Tennessee not livable, you may be able to stay on your own property while it is repaired. We deliver a furnished travel trailer to your driveway or yard, set it up, have it connected, and service it for the whole stay.

Real beds, a full kitchen, a bathroom with a shower, and heat and air conditioning. You can arrange it yourself, or through your carrier when it approves the trailer. We have delivered, set up, and serviced trailers nationwide since 2004.

Housing a crew? We put trailers on job sites too. Crew housing

Emergency declarations in Georgia and Tennessee

As of November 10, 2026, FEMA has not declared a disaster for this flood, so no FEMA housing help is open yet. If one is declared, households apply at DisasterAssistance.gov. Official updates are posted by Georgia Emergency Management and Homeland Security Agency (GEMA/HS) and Tennessee Emergency Management Agency (TEMA), Polk County Flooding.

Storm facts

  • Georgia. On November 5, 2026, Governor Kemp signed Executive Order 11.05.26.01, declaring a State of Emergency for severe flooding in Fannin, Gilmer, Murray, and Union counties. The order says the storms of November 4 and 5 dropped up to ten inches of rain in parts of North Georgia, bans price gouging on goods and services needed for the response, including water and fuel, and expires November 12, 2026 at 11:59 p.m. unless it is renewed. Georgia Executive Order 11.05.26.01
  • Georgia response. On November 8, 2026, GEMA/HS said the State Operations Center is at Level 2, counted 103 rescues in Georgia (100 in Fannin County and three in Gilmer County), and asked residents to report property damage to their county emergency management agency. GEMA/HS, North Georgia flood response, November 8, 2026
  • Tennessee. TEMA says Polk County declared a State of Emergency on November 5, 2026 and the State Emergency Operations Center in Nashville was activated at Level 4, Elevated. By its November 6 report, the Copperhill evacuation order had been lifted. TEMA asks residents to photograph and document damage before cleanup, for insurance, and says the Tennessee Department of Environment and Conservation issued a temporary advisory to avoid contact with all surface water in the Ocoee watershed. TEMA Flash Report 2, Polk County Flooding, November 6, 2026
  • Water, Copperhill. On November 9, 2026, the City of Copperhill lifted its boil water advisory and asked residents to keep conserving water. City of Copperhill, City Alerts and Notices
  • Weather. The National Weather Service issued Flash Flood Emergencies for southern Fannin and northern Gilmer counties at 10:47 p.m. on November 4, for Copperhill at 3:58 a.m. on November 5, and for McCaysville at 5:08 a.m. on November 5. NWS Morristown called the Ocoee crest at Copperhill a record. National Weather Service Morristown, Flash Flood Emergency for Copperhill, November 5, 2026
  • River crest. The Toccoa and Ocoee River gauge at Copperhill, one gauge for both towns, peaked at 18.05 feet at 6:00 a.m. Eastern on November 5, 2026. Major flood stage there is 14 feet, and the prior record was 17.75 feet in February 1990. NOAA National Water Prediction Service, Ocoee River at Copperhill (CPHT1)
  • Federal. As of November 10, 2026, no FEMA emergency or major disaster declaration covers this flood in Georgia or Tennessee. The City of Copperhill says joint preliminary damage assessments with FEMA are set for November 10 in Tennessee and November 11 in Georgia, and that a request for a federal declaration can come only after the assessments. City of Copperhill, City Alerts and Notices
  • Flood insurance. FEMA’s FloodSmart says most homeowners insurance does not cover flood damage and only flood insurance covers the cost of rebuilding after a flood. To find your flood insurer, call the National Flood Insurance Program at (877) 336-2627. FEMA FloodSmart
  • Flood policy and housing. The federal flood policy, the Standard Flood Insurance Policy, does not pay additional living expenses while a home is repaired or cannot be lived in, and it excludes loss of use. Proof of loss is due within 60 days. Standard Flood Insurance Policy, Dwelling Form, 44 CFR Part 61, Appendix A(1)

Checked against the sources above as of . For current information, go to the source.

Pages by area

Local rules for a trailer on your own lot and for crew trailers on a job site, the permit offices, the power utilities, and the emergency management links, area by area across the counties under a declared emergency.

Union County is under Georgia’s emergency order too. The request form takes any address there.

Stay on your own lot while your home is repaired

A trailer in the driveway or the yard keeps you at home: close to the repair work, your neighbors, your job and school, and your things. Every size arrives furnished, with a kitchen, a bathroom with a shower, real beds, and heat and air conditioning, from a Couples layout that sleeps one to three up to a Large Family that sleeps eight to ten. The request form asks who is moving in, pets included, so the size fits everyone.

Whether a trailer can stay on your lot is decided by your city or town, or by the county or township outside city limits, and by your HOA if you have one. Get that yes before delivery day. A trailer on your property while you rebuild walks through who decides and what we handle.

Who pays for housing after a flood

Most homeowners policies do not cover flood, and the federal flood policy does not pay living expenses while a home is repaired, so ask your agent or adjuster which policy is handling the claim and whether it pays for housing. When a carrier approves the trailer, we can bill the carrier directly. Our parent brand explains the claim side on 1st Choice Living’s Georgia and Tennessee flooding page. Once the placement is arranged, the trailer, delivery, and service are ours.

Repairs that run into winter

Every size has heat. If the work on the house runs into the cold months, read winter care and freeze protection before the first hard freeze.

Already working with a temporary housing company?

We work with any temporary housing company. If one is handling your housing, ask them to place you with Temporary RV Living, or with our parent brand, 1st Choice Living, for a trailer on your own lot. They send us the placement, and we deliver, set up, and service the trailer.

The living area of a travel trailer with a leather sofa, dinette, kitchen, and bedroom beyond

Crew housing on job sites

Restoration, debris, tree, utility, and response crews need somewhere to sleep on or near the job. We deliver travel trailers to the site, or as close as the ground allows, and set up and connect them the same way we do in a driveway. A two-person crew fits one trailer. A full crew takes a cluster, and we build the layout to your head count and the ground available.

  • Workforce Bunkhouse: sleeps six or more per trailer, with a kitchen and a bathroom the crew shares
  • Worksite: two bedrooms for a superintendent, a foreman, or a small management team, sleeping two to four
  • One point of contact for the whole placement, and one invoice
  • Billed directly to the company, with the LOA, COI, and compliance paperwork handled
  • A full kitchen, heat and air conditioning, and real bedrooms in every trailer

For a larger response, our parent brand builds full base camps: sleeper trailers, shower and restroom trailers, laundry, and kitchen and office units, all on one invoice. See disaster relief base camps and our disaster relief trailers.

Each area page lists what the local codes say about trailers on a job site. In the request form, choose “I am arranging it for someone else,” then “Employer housing a crew” or “Contractor or restoration,” so the paperwork goes to the right desk. More on crew housing.

Delivery, setup, and utilities

The driver walks the site with you, or with the person you name, before anything is unhitched. The trailer is positioned, leveled, and blocked so it sits solid, and it is opened up and checked before the driver leaves. Site conditions are documented at setup and again at takedown, and scheduled service visits continue for the whole stay.

Water, sewer or septic, and electrical connections are completed by licensed, insured contractors from our preferred vendor network. You do not hire an electrician or a plumber.

What we look at for the spot: a route in that clears gates, branches, and tight corners, ground that is firm and close to level, and how far the trailer will sit from the water, sewer, and power it will use. Tell us on the call what the site has, and we confirm the details with you before the trailer rolls. More on delivery and setup.

Six sizes, and what comes with each

Four sizes are built for households, from the Couples to the Large Family. Two are built for job sites: the Worksite and the Workforce Bunkhouse. Photos and example floor plans are on sizes and floor plans, and the full list of what arrives in the trailer, and what you bring, is on what comes with the trailer.

A stackable washer and dryer, a housewares package from Temporary Housewares, and photos of the loss from LossMap are extras you can say yes to in the request form.

Documenting the property

Our sister brand LossMap covers documenting a property from the air for a claim, on LossMap’s Georgia and Tennessee flooding page.

Frequently asked questions

Can I live in a travel trailer on my property while my home is repaired after the November flood in Georgia or Tennessee?

Sometimes, with permission from your city, or the county outside city limits, and from your HOA if you have one. Rules differ from place to place, and several towns here bar living in an RV outside a park, so each area page links what the local code says. Once you have the go-ahead, we deliver, set up, and connect the trailer and service it for the whole stay.

Will flood insurance pay for a trailer?

Often it will not. FEMA says most homeowners policies do not cover flood, and the federal flood policy does not pay living expenses while a home is repaired. Ask your agent or adjuster which policy is handling the claim and whether it pays for housing. When a carrier approves the trailer, we can bill the carrier directly. The claim side is explained by our parent brand, 1st Choice Living, on its Georgia and Tennessee flooding page.

Is FEMA help available for this flood?

Not as of November 10, 2026: no federal disaster has been declared for this flood. If one is declared, households apply at DisasterAssistance.gov, and FEMA decides what its own assistance covers. A trailer from us can be arranged with you either way.

A temporary housing company is handling my housing. Can I still get a trailer from you?

Yes. We work with any temporary housing company. Ask the company handling your housing to place you with Temporary RV Living, or with our parent brand, 1st Choice Living. They send us the placement, and we deliver, set up, and service the trailer on your lot.

Will a travel trailer work through a mountain winter?

Every size has heat and air conditioning. If the repairs run into the cold months, our help article on winter care and freeze protection covers what to do before the first hard freeze.

Who connects the water, sewer, and power?

Licensed, insured contractors from our preferred vendor network complete the water, sewer or septic, and electrical connections as part of setup. We look at how far the trailer will sit from the water, sewer, and power it will use, and confirm the site with you on the call before the trailer rolls.

Do you deliver to north Georgia and Polk County, Tennessee?

We deliver, set up, and service trailers nationwide, and have since 2004. Put the address in the request form and we confirm the site with you on the call.

Can you put travel trailers on a job site for flood recovery crews?

Yes. We deliver to the site, or as close as the ground allows, and set up and connect the same way we do in a driveway. A crew can take one trailer or a multi-unit cluster, and the Workforce Bunkhouse sleeps six or more per trailer. For a larger response, our parent brand builds full base camps with sleeper, shower, laundry, and kitchen units.

How does billing work for a restoration, debris, or utility company?

One point of contact runs the placement and it all lands on one invoice, billed directly to the company. We handle the LOA, COI, and compliance paperwork your office or your client requires, so nobody on the crew pays out of pocket for a place to sleep.

A Forest River Wildcat fifth-wheel trailer set up on grass with its slide-outs open and steps down

Tell us where the trailer needs to be

For your home or for a crew, answer a few questions and a rep calls you back with a written quote.