If your home in Copperhill, Ducktown, Benton, and rural Polk County is not livable after the November flooding, you may be able to stay on your own property while it is repaired. We deliver a furnished travel trailer to your driveway or yard, set it up, have it connected, and service it for the whole stay.
Local rules. Ducktown and Benton bar living in an RV outside a campground or a permitted park, Copperhill’s zoning ordinance is not posted online, and we found no county zoning in rural Polk County. No code we found has a storm or rebuilding exception. Each rule is linked to its official source below.
Housing a crew? Ducktown and Benton allow a contractor’s temporary office during construction but say nothing about living quarters, and Polk County treats two or more trailer spaces on one site as a travel trailer park. Crew rules and housing
Polk County declared a State of Emergency on November 5, 2026, and the Tennessee Emergency Management Agency activated the State Emergency Operations Center. As of November 10, 2026, FEMA has not declared a disaster for this flood, so no FEMA housing help is open yet. If one is declared, households apply at DisasterAssistance.gov. For Polk County, official updates come from the Polk County Emergency Management, (423) 338-1090, Polk County Copperhill Flood Recovery page (report damage, current status), and Tennessee Emergency Management Agency (TEMA), Polk County Flooding.
Checked against the sources above as of . For current information, go to the source.
What official county, city, and state pages, and local news where no official page said it, stated when we read them. Each line carries its date and links its source.
Not stated on an official page. No city or county temporary housing exception or permit fee waiver for this flood was found on an official page as of November 10, 2026. Ask Polk County Emergency Management for the latest.
Whether a trailer can stay on your lot is decided by your city or town, or by the county or township outside city limits, and by your HOA if you have one. Here is what each one’s own code or official page says, in short. Our parent brand covers the residential RV rules for Copperhill, Ducktown, Benton, and Polk County in detail.
Inside Copperhill and Benton city limits, the Tennessee State Fire Marshal’s Office issues residential building permits, so the hookups may need a state permit as well as the city’s go-ahead.
Most homeowners policies do not cover flood, and the federal flood policy does not pay living expenses while a home is repaired, so ask your agent or adjuster which policy is handling the claim and whether it pays for housing. When a carrier approves the trailer, we can bill the carrier directly. You can also arrange the trailer yourself. Our parent brand explains the claim side on 1st Choice Living’s Copperhill, Ducktown, Benton, and Polk County page. Once the placement is arranged, the trailer, delivery, and service are ours.
Every size arrives furnished, with real beds, a full kitchen, a bathroom with a shower, and heat and air conditioning. If the work on the house runs into the cold months, read winter care and freeze protection before the first hard freeze. More on a trailer on your property while you rebuild.
We work with any temporary housing company. If one is handling your housing, ask them to place you with Temporary RV Living, or with our parent brand, 1st Choice Living, for a trailer on your own lot in Polk County. They send us the placement, and we deliver, set up, and service the trailer.
For restoration, debris, tree, utility, and response crews working in Copperhill, Ducktown, Benton, and rural Polk County. Bring the housing to the work. We deliver travel trailers to the site, or as close as the ground allows, and set up and connect them the same way we do in a driveway. A two-person crew fits one trailer. A full crew takes a cluster, and the Workforce Bunkhouse sleeps six or more per trailer, with a kitchen and a bathroom the crew shares. One point of contact runs the placement, it lands on one invoice billed directly to the company, and we handle the LOA, COI, and compliance paperwork your office or your client requires.
For a larger response, our parent brand builds full base camps: sleeper trailers, shower and restroom trailers, laundry, and kitchen and office units, on one invoice. See disaster relief base camps and our disaster relief trailers.
Ask the building or planning office for the site before delivery, with the address and how long the crew expects to stay. More on crew housing.
Water, sewer or septic, and electrical connections are completed by licensed, insured contractors from our preferred vendor network, so you do not hire an electrician or a plumber. We look at how far the trailer will sit from the water, sewer, and power it will use, and confirm the site with you on the call before the trailer rolls.
Electric service in Polk County comes from the utilities below. Each posts its own outage updates.
Septic: In Polk County, septic permits come from the Tennessee Department of Environment and Conservation (TDEC), Division of Water Resources, through its Chattanooga Environmental Field Office, (423) 634-5745. State rules say no one may build, alter, extend, or repair a septic system without a TDEC construction permit. No state or county rule written for hooking an RV to a home septic system was found, so call the TDEC field office before connecting. Source: Tenn. Comp. R. & Regs. 0400-48-01-.06, Construction Permit (via Cornell LII)
Call the office for the city or town where the trailer will sit, or the county or township office outside city limits. Ask whether a travel trailer may be used there, for how long, and which permits the hookups need.
Answer a few questions in the request form and a rep calls you back with a written quote, or call (214) 493-1515.
Our sister brand LossMap covers documenting a property from the air for a claim, on LossMap’s Copperhill, Ducktown, Benton, and Polk County page.
Copperhill’s posted code leaves land use to a 1977 zoning ordinance kept at City Hall, which is not online, so the city’s rule could not be read, and we found no storm or rebuilding exception. Call City Hall at (423) 496-5141 before anyone moves in.
Ducktown’s zoning ordinance says RVs and travel trailers are not approved accessory dwelling units, and Benton’s says no travel trailer may be lived in outside a permitted travel trailer park. We found no storm or rebuilding exception in either. Call City Hall before anyone moves in.
We found no county zoning resolution. In mapped flood hazard areas, the county flood resolution says an RV must be on the site fewer than 180 days in a row or stay licensed and road-ready. Ask the Polk County Executive’s Office (423-338-4527) before anyone moves in.
Often it will not. FEMA says most homeowners policies do not cover flood, and the federal flood policy does not pay living expenses while a home is repaired. Ask your agent or adjuster which policy is handling the claim and whether it pays for housing. When a carrier approves the trailer, we can bill the carrier directly, and you can also arrange the trailer yourself.
We deliver, set up, and service trailers nationwide, and have since 2004. Put the address in the request form and we confirm the site with you on the call.
Official pages and official code hosts, checked November 10, 2026. Rules can change after a storm; the office that wrote the rule has the final word.
For your family or a crew, answer a few questions and a rep calls you back with a written quote.
