If your home in Panama City, Panama City Beach, Lynn Haven, Mexico Beach, and unincorporated Bay County is not livable after Isaias, you may be able to stay on your own property while it is repaired. We deliver a furnished travel trailer to your driveway or yard, set it up, have it connected, and service it for the whole stay. When a carrier approves the trailer, we can bill the carrier directly.
Local rules. Panama City and Lynn Haven have their own post-storm path for living in an RV on your lot, Bay County ties it to a county building permit, and Florida law limits how any of them can prohibit one after the Governor’s declaration. Each rule is linked to its official source below.
Housing a crew? Unincorporated Bay County allows living in an RV outside parks only under a county building permit, and the cities allow construction offices but not crew housing in RVs. Crew rules and housing
Satellite: GOES-East. Radar: NEXRAD. Track, cone, and warnings: National Hurricane Center Advisory 13. All at 4 PM CDT Oct. 9. Latest forecast: nhc.noaa.gov
Go back into an evacuated area, and plan a delivery there, only when local officials say it is safe, and follow road closures. For Bay County, official updates come from the Bay County Emergency Management and Florida Division of Emergency Management.
Checked against the sources above as of . For current conditions, go to the source.
Whether a trailer can stay on your lot is decided by your city, or by the county outside city limits, and by your HOA if you have one. Here is what each one’s own code or official page says, in short. Our parent brand covers the residential RV rules for Bay County in detail.
Florida law says that after the Governor declares a state of emergency for a natural emergency, a county (section 125.023) or a city (section 166.0335) may not prohibit one temporary shelter, which includes a recreational vehicle or trailer, on the residential property of a home that was damaged and made uninhabitable. That protection runs for up to 36 months after the declaration or until a certificate of occupancy is issued for the home, whichever comes first, and only while three things are true: the resident is making a good-faith effort to rebuild or renovate, such as applying for a building permit; the shelter is connected to water and electric utilities and is not a threat to health and safety; and the resident lives in it. Local permits for the hookups still apply.
Florida Statutes, section 125.023 (counties) | Florida Statutes, section 166.0335 (cities)
That depends on your policy and your adjuster. When a carrier approves the trailer, we can bill the carrier directly, so you are not fronting the cost. Our parent brand explains the claim side on 1st Choice Living’s Florida page. Once the placement is arranged, the trailer, delivery, and service are ours.
Every size arrives furnished, with real beds, a full kitchen, a bathroom with a shower, and heat and air conditioning. More on a trailer on your property while you rebuild.
We work with any temporary housing company. If one is handling your housing, ask them to place you with Temporary RV Living, or with our parent brand, 1st Choice Living, for a trailer on your own lot in Bay County. They send us the placement, and we deliver, set up, and service the trailer.
For restoration, roofing, tree, utility, and response crews working in Panama City, Panama City Beach, Lynn Haven, Mexico Beach, and unincorporated Bay County. Bring the housing to the work. We deliver travel trailers to the site, or as close as the ground allows, and set up and connect them the same way we do in a driveway. A two-person crew fits one trailer. A full crew takes a cluster, and the Workforce Bunkhouse sleeps six or more per trailer, with a kitchen and a bathroom the crew shares. One point of contact runs the placement, it lands on one invoice billed directly to the company, and we handle the LOA, COI, and compliance paperwork your office or your client requires.
Bay County’s building permit route is the closest rule to crew housing we found here. Ask Building Safety, or the city, before delivery. More on crew housing.
Water, sewer or septic, and electrical connections are completed by licensed, insured contractors from our preferred vendor network, so you do not hire an electrician or a plumber. We look at how far the trailer will sit from the water, sewer, and power it will use, and confirm the site with you on the call before the trailer rolls.
Electric service in Bay County comes from the utilities below. Each posts its own outage and storm updates.
Call the office for the city where the trailer will sit, or the county office outside city limits. Ask whether a travel trailer may be used there, for how long, and which permits the hookups need.
Answer a few questions in the request form and a rep calls you back with a written quote, or call (214) 493-1515.
Our sister brand LossMap covers documenting a property from the air before tarps go on and debris comes off, on LossMap’s Bay County page.
Panama City's code allows it once the City Commission declares an emergency for a catastrophic event: a property owner may live in an RV or travel trailer on their own lot while repairing a storm-damaged home, removed at the certificate of occupancy, and for no more than one year from the declaration unless the Commission extends it. Florida's temporary shelter law also applies after the Governor's declaration.
After a Governor's declaration, a Mayor's declaration, and an order of the City Manager, Lynn Haven allows an RV or travel trailer as a temporary home with a permit from Planning and Permitting that sets the location and time period, for no more than 18 months plus one 6-month extension.
In unincorporated Bay County, living in an RV outside parks takes a temporary building permit from County Building Safety, 850-248-8350, and no section addresses crew housing. Panama City and Panama City Beach allow construction offices but not crew housing in RVs, and Mexico Beach allows an RV as an office at a permitted commercial construction site without saying anyone may live in it. Ask before delivery.
Bay County allows living in an RV outside campgrounds and RV parks only on a temporary basis under a building permit from County Building Safety, 850-248-8350. Florida's temporary shelter law also applies after the Governor's declaration, so ask Building Safety about the permit first.
We deliver, set up, and service trailers nationwide, and have since 2004. Put the Panama City address in the request form and we confirm the site with you on the call. Plan a delivery into an evacuated area only once local officials, including the Bay County Emergency Management office, say it is safe to return.
Official pages and official code hosts, checked October 9, 2026. Rules can change after a storm; the office that wrote the rule has the final word.
For your family or a crew, answer a few questions and a rep calls you back with a written quote.
